The distribution of wealth and life support should be appropriate according to the wealth obtained, not to be too wasteful, not too stingy, not too restrictive, so as to benefit both oneself and others. Spending too much will cause regret and regret when one runs out of wealth. Spending too much will also cause resentment and anger, which is not friendly and peaceful for people both inside and outside the house. Therefore, using wealth in a proper manner is a good practice. The wealthy know how to spend, which is a cause for warmth in the heart. The wealth that has been acquired is not for oneself alone. One must divide one's wealth into five parts: spending it to make oneself comfortable, one's parents, one's children, one's own children, one's own relatives The period of wealth is to be kept as a protection against danger, 1 to make alms in religion, 1 to make the five kinds of offerings, to relatives, etc. 1. The distribution of wealth must follow these five paths, which is called samjityana, which means living a moderate life, not squandering more than one's own wealth, not restricting oneself too much, not being too restrictive. A householder, male or female, who desires to establish himself comfortably and spaciously, who is called a person who has completely abandoned himself, must maintain himself well, abstain from shame, which is the path that leads to destruction, namely, not playing games of chance 1. Not drinking intoxicating liquor, namely, alcohol, 1. Not being greedy in the way of motherhood 1. Not associating with bad people as friends 1. The proper way of life, which is in accordance with the above-mentioned qualities, is called Samjitthaya. Buddhism is a religion that tells the benefits of both the present and the hereafter, so that people can receive the gifts of happiness and prosperity as they wish, not explaining only the benefits of the hereafter or not letting them sleep waiting for fortune. Buddhism is full of teachings that are beneficial in the present for people to study and practice, and many meanings, not some of them, are words of advice and reminders, which are found in many Buddhist scriptures, and Buddhism does not lead to laziness and waiting for the results in the future.
This Samjitthaya is a dharma with important qualities in making the wealth that has been acquired through good fortune, being able to maintain it through good fortune, and not throwing it away through good friends, achieve a wide range of benefits. For this reason, the Blessed One, the Supreme Teacher, has mentioned the four sub-formations and the three formations in the beginning as a means of managing the three formations in a good way. The four dhammas: physical fitness, mental fitness, life fitness, and good health are all powerful dhammas that can make a layperson become wealthy and well-organized, which is beneficial to physical happiness, clearly visible in the present, and in accordance with desires. It should be praised by all scholars. The Khmer proverb "Eat less, eat more, and never get fat" has a long meaning as follows:. Earn less, spend more (Dr. Maha Song Siv: Work less, spend more, become poor). These four dhamma benefits are the basic principles for solving life's problems and a big step towards progress. I would like to emphasize that the first benefit of Buddhism in the present is to be able to do business, so that wealth is in line with the primary economic benefit, PRODUCTION, as we have already mentioned, because economics was only born a thousand years after Buddhism. It is more likely that the second part of the syllabus is knowing how to save the wealth that has been earned, which corresponds to the syllabus of saving or saving wealth (SAVING). The third part is knowing how to make friends, be honest, be intelligent, and have a mutual help mind. This syllabus is similar to an association, or a community, or a cooperative, which requires the selection of individuals with high ideals among the members to manage or lead the community as a governing body or a board of directors within the framework of developing the livelihoods of the members by taking into account the common good. The last part is using and spending wealth to a level that is appropriate to one's status or just living. In the language of economics, the word HOUSEHOLD BUDGET is used, which means this family budget is private. If it is public, it is called THE NATIONS ECONOMY BUDGET, which means the national economic budget. In short, it is about controlling income and expenditure to ensure a balance in accordance with Buddhism, which is stated in the Dhamma (present benefit) view. As for other teachings such as avoiding all kinds of loss of wealth (unpleasantness), knowing what is the happiness of the household, and making the family stable for a long time, all of these are another economy that must be combined with morality. In this point, it is clear that Buddhism has clearly seen that human morality will be difficult to achieve if the personal economy of each person does not progress or does not act in a dignified manner. For this reason, the Buddha taught to emphasize the state economy and the family economy in the framework of building a position, namely, how to make the state and private economy at a high or medium level as much as possible. To understand quickly, the reader should review a story in our Buddhist scriptures that relates that one day the Buddha introduced the Brahmin Kodanta, who had asked him about the issue of sacrificial offerings. The Buddha He did not give an answer to this question, but he took the opportunity to enlighten the Brahmin next to his question, saying, "You are a person who is responsible for managing and maintaining the Brahmins in a country with many villages and communes. You are a person whom all Brahmins recognize, who are respected by all Brahmins. You must manage the local economy properly, achieve high development, stability, and a good level before you can do anything else. Brahmin! The program to eradicate theft should not be carried out by imposing any punishment or even killing, because all these measures are ineffective, they do not eliminate people from committing theft. Why? Because other wicked people will take their place and commit theft again. But if they manage the economy well, give people jobs according to their abilities and knowledge. At the same time, they must have a plan to help farmers, merchants, and government officials live comfortably in their businesses, then your country will definitely be in peace and prosperity.
Based on the teachings of the Buddha on economics and morality, as mentioned above. We can answer the question that Buddhism teaches people to be lazy, to live on the help of devas, to sleep in adventures, etc., which Buddhism does not teach, not even a single word. Furthermore, in some cases, the Buddha expressed the virtues of doing certain types of business, such as trading, by clearly stating that if a trader himself practices the three virtues, he will certainly earn a high profit. (End of the Tikhayanu Sutta)
The Buddha taught this verse:
Udhanavata satimato socikamsa nisammakarino sanyatassa ca dhammajivino ឣpamadattasa yaso bhivaddhiti. The Lord always prospers those who are diligent, mindful, and do good deeds, who are thoughtful, who are resolute, who live according to the Dhamma, who are not slanderous.
One day, the monks gathered together and spoke in praise of the efforts of the Venerable Cholaphataka.
The Teacher, knowing this, recited this verse:
The flood is a defilement, it submerges an island, and if it does not bring about the fruit of the good, the wise should build an island, and if it does The king, the teacher, came and preached the punishment of a person who does what should be done first and puts it later, and preached this verse:
The person who is young, strong, but lazy, does not exert himself when he should exert himself, has thoughts in his mind that are lost in the unwholesome life, is a lazy person. Such a lazy person will never find the path of wisdom.
These four views of Dhamma and benefit are the basis for solving life's problems and taking a big step towards progress. I would like to emphasize that the first principle of the Buddhist religion is the ability to do business, so that wealth is created, which corresponds to the primary economic principle, PRODUCTION, as we have already discussed, because economics was only born a thousand years after Buddhism. It is estimated that the second principle is knowing how to save the wealth that has been earned, which corresponds to the principle of saving or saving wealth (SAVING). The third principle is knowing how to make friends, be honest, be intelligent, and have the idea of ​​helping each other. This principle is similar to an association, or a community, or a cooperative, which requires the selection of highly idealized individuals from among its members to manage or lead the community as a governing body or a board of directors within the framework of developing the lives of its members by taking into account the common good. The last principle is to use and spend wealth to a level that is appropriate to one's status or to live only for survival. In economic terms, the word HOUSEHOLD BUDGET is used. If it is a public policy, it is called THE NATIONS ECONOMY BUDGET. In short, it comes down to examining income and expenditure to be balanced in accordance with Buddhism, which is stated in the Dhamma (present benefit). As for other teaching principles, such as avoiding all kinds of wealth loss (disgrace), knowing what is the happiness of the household, and making the family stable for a long time, all of these are another economy that must be combined with morality. In this point, it is clear that Buddhism has clearly seen that human morality will be difficult to achieve if each person's personal economy does not progress or does not act in a dignified manner. For this reason, the Buddha emphasized the state economy and the family economy in the framework of building a position, namely, how to make the state and private economy as high or medium as possible. To quickly understand, the reader should review a story in our Buddhist scriptures that relates that one day the Buddha introduced the Brahmin Kodanta, who asked him about the issue of sacrifice. The Buddha did not give an answer to the point of this issue, but he took the opportunity to explain The Brahmin answered his question, "You are the person who has the function of managing and maintaining the Brahmins in a country with many villages and communes. You are a person who is recognized by all Brahmins, recognized by the Father and Father. You must manage the economy of this country properly, achieve high development, stability and at a good level before you can do anything else. Brahmin! The program to eradicate theft should not be carried out by imposing any punishment up to killing, because all these actions are ineffective, they do not stop people from committing theft. Why? Because other wicked people will take their place, and they will commit theft again. But if they manage the economy well, give people jobs according to their abilities and knowledge. At the same time, they must have a plan to help farmers, merchants, and government officials live in peace and prosperity in their businesses. The Buddha taught about economics and morality as he said. We can answer the question that Buddhism teaches people to be lazy, to live by the help of gods, to sleep in adventures, etc., which Buddhism does not teach, not even a single word. Moreover, in some cases, the Buddha expressed the virtues of doing certain types of business, such as trading, by clearly stating that if a trader himself practices the three virtues, he will definitely have a high profit. But progress can only be rapid if an economist or businessman has three more characteristics.

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