Second Benefit Explanation
2. The Endowment Of Watchfulness: Knowing how to save wealth or being thrifty means saving money to avoid various kinds of waste and knowing how to process and reap the benefits of the wealth that you have. In every country in the world, there are places for people to deposit their wealth, which are called banks, so that people can save their wealth. Depositing wealth with a bank is not only to prevent wealth from being destroyed, but also to cultivate the benefits of old wealth (interest). To achieve this by maintaining and caring for all the wealth that you have, which you can find, is not a characteristic of being stingy or stingy, but a matter of morality and not negligence. Wealth that comes through virtue is the result of the virtue of the mind. When managed and protected well, it creates a balance in clean work, without thinking about the mess in daily work, not not to lose some, but not to lose it in a hurry, not to lose it through negligence, not to oppose the eternal dhammas. But the virtue of the mind helps the virtue of the mind to oppose the mikkajiva, which is the impure livelihood of oneself. The virtue of the mind does not reject the dharma as anatta, which is not the body, does not have anything of its own. Anatta is the characteristic of the supreme virtue, while the virtue of the mind is a noble conduct, carried out with many kinds of great merit, and has a commandment as a feeling. The virtue of caring for and preserving wealth is the cause of giving alms respectfully, maintaining morals respectfully, and respecting other meritorious deeds. On the contrary, a person who is not virtuous is a person who is poor in morals, who is always stingy, who wastes wealth, and is not careful about losing it. As for the things that are used, they use them with a heavy hand, which quickly causes them to break down. When they have money, they have to find new ones. Even in their occupations, they are not smart. They always lose money, buy with a lot of money, and sell for less money. It seems that they are trying hard, but they owe money to others around them. And where is the spirit in giving alms and maintaining morals? Therefore, poor morals enter the realm of destruction. Spiritual preparation is work for the benefit of the present life, as a fence or a guard, to preserve the wealth for life, as a stepping stone to future benefits and the highest benefits, leading to the cessation of all suffering. Araksaksa is like a wife who is a perfect woman, well-mannered, and knows how to take care of the wealth her husband has earned, while adhanasaksa is like a husband who works hard to accumulate wealth to support his wife and children well.
Araksaksa
Protecting and protecting wealth that has been earned and has been earned to be good means saving wealth to avoid various disasters.
Normally, wealth that can last or grow depends on the owner's knowledge of how to care for it, spend it, and use it. And that knowledge refers to knowing how to care for it, how to maintain it, how to repair it, and how to improve it so that it will grow in the future.
There are five roles for sons and daughters towards their parents. Of these five roles, there is one that the Blessed One teaches sons and daughters to behave in a way that is worthy of being heirs. Parents, from the moment they first started their family, have worked harder to earn money than when they were free because they wanted to have a decent life. Moreover, they always think about the future of their beloved sons and daughters, fearing that they will have nothing to support their children and nothing to share with them, which will make them both work harder.
When sons and daughters often think about the blood sweat and heart of their parents, even if the wealth that their parents have given them is not much, they must protect it as best they can and know how to use it to benefit others. They are worthy recipients of that inheritance, because in that inheritance there is the blood sweat of their parents and the deep compassion of the Brahma Vihara.
Taking care of the wealth that is their parents' inheritance, whether it is the wealth that they have earned through their own efforts, is a duty that every poor person must do. Otherwise, they will inevitably become relatives of beggars.
In the past, the Bodhisattva was born as a wealthy man. He often gave alms before he died. He gave all his wealth to his son. After his death, he was reborn as Sakya Devaraja. His son was a man who was obsessed with wealth and appearance, and did not know how to take care of his father's inheritance properly. Soon he became a beggar.
Sakya Devaraja, who had been his father, saw this and felt very sorry for him. He brought a magic pot and gave it to him, saying, "Father, this magic pot is very powerful. When you need something, take it from this magic pot. But I advise you to take good care of this pot. Do not break it. If it breaks, it will be useless."
The son was a fool, not remembering his father's words. One day, he invited his friends to drink wine and then threw the pot as a game. The pot broke and he became a beggar again, miserable for the rest of his life.
The statement about preserving wealth so that it does not disappear is not about focusing on karma, because the good results that should be obtained are caused by two important factors: the merits that have been done in the past and the fellowship in the present. If there is only luck because of the past, but lacks the preparation that is done in the present, the benefits obtained will not be complete.
There is a Buddhist proverb: "Avṛṣṇa yāmala mūṇa, anudāna mala khara mūlām vānṣa, kōcjak pāmaṭho rākṭo mūlām mūnā" means learning, lack of hospitality is a problem, a house is a problem, laziness is a problem of color, and negligence is a problem of maintenance.
The word "regret" means something that has not yet been damaged. Let it be broken, that which is broken but still usable, should not be thrown away, but do not be so sad that you are counted among the stingy that you do not dare to eat, use, and spend. You should spend according to your wealth, as in the song "Samjitthana", which will be explained in the future. There is a story about an extremely stingy person:
There was a rich man named Apotaksethi, a childless rich man who had a lot of wealth, but was extremely stingy. He did not dare to spend his wealth, eat, use, and make himself as poor as the poor. When he died, all that wealth became the royal property. King Basanathika went to the Buddha to tell him about it. He also explained the story of the wealthy man: “He became wealthy because of the gift he gave to the Buddha, the Buddha named Takkarasiti, who had wealth and did not use it for his own benefit because of the sin of stinginess. When he saw the food he had given to the Buddha, it was good, and he regretted it and said, “I should not have given it to you, it would be better if I had left it to myself.” When that wealthy man died, he burned in the Great Fire because of the sin of stinginess and the sin of killing the owner of the wealth.” There is a Buddhist proverb describing this story: Hananti phokiya dumasthoma nochu barakaveseno phokatanhay dumascho hanti anava attanam. The pursuit of wealth kills the wicked, but it does not kill the seeker of Nibbana. The wicked kill themselves, just as they kill others because they want to enjoy wealth. The Buddha brought this story to show that people who hoard wealth are not good, even if they have a lot of wealth, they are low and not worthy, as the ancient proverb says: “Hoarding beyond measure is a waste of time, and the benefits are useless.” The word “knowing how to make it profitable” means having a farm, cultivating it yourself or having someone do it, having money, using it to make capital for doing business, etc. Knowing how to preserve wealth, as mentioned above, is called arakshasana (enrichment through preservation). This arakshasana is an important dharma that makes the wealth that comes from arakshasana (effort to find) last for a long time and will have future benefits. For this reason, the Blessed One, the Supreme Teacher, has spoken in the second place about the preparation for the preparation of the preparation for the fruition.
Four ways to protect wealth
1/ Know how to find lost things. Lost things are sometimes lost through bad luck, sometimes due to misfortune, persecution, and sometimes due to the negligence of the owner. But if it is a treasure that is lost, no matter what, you must search for it, because sometimes it can be found again for sure. But if it is not found, you must know how to recognize the truth, and know how to prevent the heart from being deeply sad and angry. Otherwise, we will not only lose our wealth, but the lost wealth will also take away our happiness.
2/ Know how to repair broken or old things. All objects for use are subject to change and age, and eventually they will be damaged beyond repair. However, despite this, if you know how to take care of them, they can be used for a long time, without wasting money on buying new ones to replace them. We can save money to invest in our business or do other useful things. Some things are not so old that they are no longer usable, but just a little worn out. For example, in the case of a phone, at a price of 70 or 80 dollars, they are quite suitable for communication. But if you want to follow the fashion trend, you have to add another 100 or 200 dollars to buy a new one. This kind of behavior is not only for the benefit of life, but the extra money is truly a sacrifice of lust. As for monks, they must think about this issue and not forget about themselves. Handsome men are not because of their phones. The ancients said, "Women are beautiful because of their manners, handsome men because of their knowledge." As for priests, they are not much different from women, if only their knowledge is lacking in manners, like a good fig. Some things are old but still useful. If they don't cry for food, they should be taken care of well. Sometimes we don't need them now, saying that we have enough, but one day we will definitely need them.
3/ Eat in moderation Eating in moderation refers to being mindful in eating, not indulging in desires, because we don't eat once and stop. We must think about the next day, lest we fail to find what we need today.
4/ Don't make a big deal out of dishonest men or women. The dishonest man or woman here refers to any man or woman who is dishonest and likes to do bad things, such as gambling. Giving such a man or woman the possession of wealth is always doomed to destruction. As in the Sutta Nivatā, Orakavagā Parabhava Sutta, 6th Chapter, 11th Chapter, the Blessed One answers the deva's question: "Itthasonda vikirana purisam vapa tatisam issariyāsam thabeti tam parabhavato mukham" (meaning, "A man who gives a woman a wasteful life, or a man like that, in a high position, is the cause of destruction." Such a wasteful man or woman is like a broken vase; no matter how much one tries to fill it, it cannot be filled.

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