Kak Sen believes that everyone wants to save money and use it when necessary, but some people are still hesitant that the money left over from spending is too little, and they don't know if they can save like others? And if they do, how should they save?

Here are some tips to start saving small amounts, or micro-savings:

1. Set a savings goal

Setting a clear savings goal will help you create a savings plan that is appropriate for your own financial situation. You can start a savings plan by changing simple habits such as cutting unnecessary expenses, withdrawing money from savings before spending, etc.

2. Create a saving habit

Saving a small amount is no problem when you choose the amount of money that suits your lifestyle. The most important thing is to have a habit of saving, saving regularly, starting with a penny or a penny, without giving up, and not stealing money to spend until you have achieved your expected goal.

3. Find a micro-saving place

Currently, there is no shortage of financial institutions that offer micro-savings products, where you can save money in small amounts monthly and provide many benefits such as interest or small insurance, etc. When it comes to savings, you should look for products that allow you to save money automatically and easily save each month. In addition, you should also compare the terms of some of the products of all financial institutions to see which one can benefit you the most.

Kak Sen encourages everyone not to be shy about seeking or asking for more information with a financial institution to understand your financial needs and financial situation because starting to save, even with a penny or a cent, is the first step towards achieving your future financial goals.