It doesn't matter if you are poor, not wealthy, or average, even if your children are rich, you should also learn to live a frugal life. Because if you know how to save, your brain will always be thinking about ways to save more and make you smarter. And it will make you able to manage your money wisely, and your wealth will always increase.

Come on! Let's make life meaningful by learning to live frugally but happily, with plenty of money left over, such as:

1. Create a savings account at a bank that offers high interest rates (fixed-term savings accounts): These days, there are many banks to choose from, and interest rates are also very competitive. You need to look carefully at which bank has a good history, is reliable, and is easy to deposit money into and earn a lot of interest.

2. Challenge yourself not to spend any money in a day (do it, do it all): Put simply, try to overcome yourself to do more difficult things, then you will become stronger from one stage to another. Successful people are those who can control their own desires.

3. Set a daily spending limit of no more than 10,000 riels: For some expenses that cannot be avoided, you must spend them carefully and within limits. If you get used to thinking about every time you spend money, over time it will become normal. And this frugal spending will make you have money left over without you realizing it. In fact, the habit of spending money in small amounts will make you get used to spending money all day long, which can make you feel uneasy.

4. When you want to buy something, weigh how necessary it is: Before buying something, you should think about what benefits it will bring? Is it worth the price or not? It should be something you need to use rather than something you want. The habit of weighing and thinking long and hard before spending is best for young people who are not yet able to earn money or have just started a new career and are not yet earning a lot of money.

5. If you want to buy something expensive, ask yourself clearly whether it is important or not? And wait to buy it when you have money: Of course, people's lives are most exciting when they get something they have been wanting for a long time. So you should not think about saving without limits and give up on happiness completely. After you have stopped spending, there are still some things that you can't forget and should buy, especially after you have saved a lot of money. For example, if you have saved 10,000 dollars, you should also withdraw 1,000 to buy a smart phone that you want to use.

6. Pack lunch to eat at work and drink free coffee at O'Fish: If you have a mother or a housewife to help cook, packing lunch to eat at work is the best option because it ensures safety for your health, doesn't cost much, and doesn't have to go out to eat, saving time. In general, the coffee at Office Fish is not bad, especially when drinking together with colleagues.

7. Make time to make money: You should find a job that keeps you busy, so that you don’t have free time to spend money. In addition to your main job or studies, you should find a part-time job that matches your interests or skills, such as translating documents, writing stories, sewing or tailoring, recording videos, graphic design, or making delicious things to sell online, etc.

8. Stop walking and shopping and learn to meditate: If you walk a lot, too often, over time, you will no longer be happy. You should walk for a long time, once only, it will be meaningful and you will be happy. You should take your free time from work to exercise regularly, 30 minutes to 1 hour a day. In particular, you should learn to meditate before going to bed. It doesn’t have to be much, but 5 to 10 minutes a day will do. That will calm your mind and help you sleep better.

9. Try to read books at the library to quickly think about business: Try to find more knowledge and skills by learning to wonder, ask questions and find answers from people around you, reading and doing research on the Internet. Obviously, there is a lot of knowledge and experience that is not taught in school.

Do only 9 points, just know that you have a bright future, life is meaningful, forget about yourself, money increases, you can buy a car and a house. https://news.sabay.com.kh/article/1226126

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