There are four kinds of aptitudes
We must have work to do according to our strength, as the Buddha expressed the four kinds of aptitudes for us householders, the managers of the house, to practice for the well-being and happiness of our families:

1- Udhana aptitude
2- Arakh aptitude
3- Samjitthaya
4- Kalyanamitta

Explanation

Udhana aptitude means that we ourselves must strive to do business both night and day, not being lazy, using means as a tool for consideration in those jobs, and should do and manage. When we are lazy in business, thinking only about wandering around without knowing the day or night, which is the source of our destruction, our family happiness cannot grow and prosper. For that reason, we must remind ourselves that I am not a bachelor like before, but I have a husband and wife. Therefore, I must make myself worthy of being a good family man. I should not be a glutton like a fool. I must try to do business to have wealth, to support my wife, children, and husband in peace.

Arakhsakha means that when we earn money, we must save it well, know how to divide it appropriately, spend it on daily food, household items, feeding our parents, performing rituals, etc. If we divide it well, our money will be saved for the future. Therefore, the money that we try to earn day and night, we must know that it is very difficult to get it. If we do government work, we must know that it is tiring and difficult for the brain because of thinking. Even if you sell, it's difficult to make a profit of one or two thousand baht. Therefore, we should not spend on useless things such as wasting money without knowing the amount or taking it to play gambling games, etc. As for us women, let's not be like the ancient Khmer saying, "Srey Kanjeer Thuluop." In the story "Mia Muang", there is a story about a woman named Kanjer Thuluop who did not take care of the fish that her husband had found, but only thought of using a stick to pierce the fish, causing all the fish to fall out. This means that some women in this world, when their husbands find wealth, do not try to take care of it well, only think of spending it carelessly, causing the wealth to be completely gone. When there is a need to earn money for no reason, the old people often say, "Mrs. Kanjer Thuluop." Therefore, whether we are women or men, we have a duty to help each other, to take care of the wealth we have earned and to keep it in the family so that it does not perish or be lost by any means.

Kalyanamitta means that we must know how to associate with friends who are beneficial, friends who bring prosperity to our family, not friends who are greedy or unscrupulous. If in any village or town there are people who are virtuous, endowed with virtue, endowed with wisdom, endowed with wisdom, we must go and inquire, inquire with those people, whether they are young or old, we must know that they are our excellent friends.

Samjityana means to live a balanced life, that is, we know the perishability of food for this reason, the enjoyment of food for this reason, and know how to eat without being too stingy or wasteful. We should eat in proportion to the food we have. It is not that we are rich but go and eat unclean and unpalatable things, like a person who is too rich but does not have money to buy food. If we are very poor and suddenly spend excessively, as in the proverb "Eat like a mosquito, eat like an elephant," this is also not right. When we have money by working hard day and night, and when we have enough money, we do not dare to eat anymore, as if we were poor and have no wealth at all. The wise call us "the miser beyond measure."

Excerpt from the book Raising Children in the Dharma

Lesson on the Dharma of the Three Benefits - Pitaka Atthakatha No. 48, Sandhana Parga, pages 251-259