Four qualities are human assets
In order to successfully seek wealth as intended in the present, householders should study the principles of Buddhism to gain knowledge in the righteous path in knowing how to spend, use, and manage wealth to become experts in family economics, skilled in managing wealth to act for benefit.
The principles that act for benefit in the present are four:
1- The example of the ability to achieve with effort, perseverance, is to stand up with a spirit of struggle, not afraid of getting tired in the pursuit of wealth, which is a righteous occupation, a noble occupation in accordance with the current circumstances.
2- The virtue of saving is to know how to manage, preserve, and save, not to waste the wealth that one has worked hard to earn, not to lose it in vain.
3- The virtue of good friends: to seek out good people as friends, not to follow anyone who walks the wrong path, but to associate with people who are knowledgeable, uphold virtue, are people who are worthy of respect and admiration, and who guide one on the good path, the path of progress, and to be friends in order to prosper in work and live happily.
4- Balanced living: living a balanced life, knowing how to determine income and expenses, living within the means of income, not always wanting to be extravagant and generous with spending, but not being too stingy either.
These four principles will be a piece of light for every householder to take as a guide in preserving and managing wealth to grow.
Lesson on the Dharma of the Three Benefits - Pitaka Atthakatha No. 48, Sandhana Parga, pages 251-259
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